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How does Card payment 2.0 solution work
How does Card payment 2.0 solution work

Everything you need to know about Montonio x Stripe 2.0

Laura from Montonio avatar
Written by Laura from Montonio
Updated over a week ago

Montonio offers card payments (Mastercard, Visa, Maestro, American Express, Apple Pay and Google Pay) through the international online payment service provider Stripe.

Pricing

Our standard pricing information is available on our website. The pricing is variable depending on whether the card used is a consumer or commercial card and whether the transaction occurs within or outside the EU or the UK. Please refer to the table below for more information:

Variable

Fix fee

Disputes

Refunds

EU

Consumer

1.19 %

0.16 €

20 €

0 €

Commercial

1.99 %

0.16 €

20 €

0 €

Non-EU

Consumer

2.99 %

0.16 €

20 €

0 €

Commercial

3.60 %

0.16 €

20 €

0 €

UK

2.39 %

0.16 €

20 €

0 €

Amex

2.99 %

0.16 €

20 €

0 €

Apple and Google Pay

-

Rate defined by card used

-

-

🇵🇱 Fixed fee is 0.8 PLN and the fee for Disputes is 100 PLN

☝️ Consumer cards are cards held by private individuals. Commercial cards are company credit cards.

How does the card payment process work?

  • If the customer has made a card payment, the payment is first transferred from the customer's account to your store's card payment balance. You can see your card payment balance in the "Payouts" section in the Partner System.

  • The money will be transferred to your store account depending on the payment frequency you have selected.

  • Transaction fees are not deducted immediately from the order amounts. Montonio will invoice card payment fees separately monthly.

How long do payouts take?

You will have three options for payout frequency:

  • Every day: Payouts will consist of payments made on each day, and will be paid out daily with a +3 workday buffer.

  • Every week: Payouts will consist of payments made during the previous week. Payouts are paid out every Monday.

  • Every month: Payouts will consist of payments made during the previous month. Payouts are paid out on the first day of each month (for example, the payout on April 1st would include March payments).

Additional information here: Balance & Payouts and How to see your Balances & Payouts


If you have additional questions and need our help, feel free to contact our support team via the chat in the bottom right corner.

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