Montonio offers card payments (Mastercard, Visa, Maestro, American Express, Apple Pay, and Google Pay) through the international online payment service provider Stripe.
Pricing
Card payment pricing is based on your chosen package and your business country, which are available on our website.
Estonian pricing
Pricing for Estonian businesses: https://montonio.com/et/hinnapaketid/
Lithuanian pricing
Pricing for Lithuanian businesses: https://montonio.com/lt/kainos/
Latvian pricing
Pricing for Latvian businesses: https://www.montonio.com/lv/plani-un-cenas
Polish pricing
Pricing for Polish businesses: https://montonio.com/pl/pakiety-i-cennik/
How does the card payment process work?
If the customer has made a card payment, the payment is first transferred from the customer's account to your store's card payment balance. You can see your card payment balance in the "Payouts" section in the Partner System.
The money will be transferred to your store account depending on the payment frequency you have selected.
Transaction fees are not deducted immediately from the order amounts. Montonio will invoice card payment fees separately monthly. To provide more clarity, the T+3 buffer represents a processing time of three business days following the successful payment. Additionally, weekend or public holiday schedules can shift the fund arrival date to the next available business day.
How long do payouts take?
You will have three options for payout frequency:
Every day: Payouts will consist of payments made on each day, and will be paid out daily with a +3 workday buffer.
Every week: Payouts will consist of payments made during the previous week. Payouts are paid out every Monday.
Every month: Payouts will consist of payments made during the previous month. Payouts are paid out on the first day of each month (for example, the payout on April 1st would include March payments).
In the case of daily payouts, while payments are processed every day, the T+3 buffer applies, meaning funds will reach you three business days after processing. Be aware that holidays and weekends can further shift these timelines.
Additional information here: Understanding Balances & Payouts in the Partner System
Steps to Access Your Payout Information
Log in to your account in the Partner System.
Navigate to the Payouts section.
Select your store name to view:
Your current balance.
A list of past payouts with detailed transaction breakdowns.
If you have additional questions and need our help, feel free to contact our support team via the chat in the bottom right corner.