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When will Bank Payments arrive in my account?
When will Bank Payments arrive in my account?

This articles explains the logic of the bank payments (PIS) & when the funds will be transferred to the bank account

Ieva avatar
Written by Ieva
Updated over a week ago

Understanding Bank Payment Processing

1. Payment Process

Successful payments are transferred directly from the customer's bank account to the merchant's bank account.

2. Timing of Transfers

  • Instant Transfers: Bank payments are typically made as instant transfers and are completed within seconds.

  • Delayed Transfers: In cases where instant transfer isn't possible, funds will be transferred via SEPA payment every few hours on working days.

3. Weekend and Holiday Processing

Payments initiated on weekends and public holidays will be credited to the merchant's account on the next working day.


  • The bank transfer speed depends on the banks that are involved in the transaction, therefore Montonio does not withhold any of your funds. 

  • If a payment is made after 16:00 and hasn't appeared in your bank account, it's likely to arrive as a SEPA payment on the next working day, therefore please kindly wait. 

  • If bank payments do not reach you within one working day, please notify us promptly for assistance.

If you have additional questions and need our help, feel free to contact our support team via the chat in the bottom right corner.

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