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What are the benefits of Montonio's Pay Later & Financing solution?

Why start using Montonio's Financing solution?

Darja avatar
Written by Darja
Updated this week

Montonio can provide both Pay Later and Financing payment methods. In this article, we'll look at the key benefits of using Montonio's Financing solution for your online store.

Montonio's financing solution is available for Estonia, Latvia, and Lithuania merchants. The available options include:

  • Estonia: Pay Later and Financing

  • Latvia: Pay Later and Financing

  • Lithuania: Pay Later and Financing

📈 Trusted brand & high conversions

Montonio is offering Financing solutions together with Inbank, one of the best-known and highly-rated banks for Pay Later and Financing.

  • For Pay Later, the average positive decision rate is 90%+, and conversion from positive to contract is 97-98%

  • For Financing, the positive decision rate is 75% and conversion from positive to contract is >80%

  • All of that means more successful payments for your online store

💵 Service fee

  • Pay Later fee is based on your chosen package. You can check it on our website.

  • Financing does not have any extra fees for you!

💰 Convenient refunding

It's possible to refund (both fully and partially) orders directly from Montonio's Partner System without any hassle. All orders are shown in our Partner System under the "Orders" section, the same way bank payments or card payments are shown.

🛍️ Ability to generate offline credit applications

You can initiate credit applications in physical stores too. That application is sent to the customer who can complete the application via email. Basically, it is an online credit application flow, just the flow is initiated at a physical store.


If you have additional questions and need our help, feel free to contact our support team via the chat in the bottom right corner.

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